Börsdata Membership Terms

These terms apply between Börsdata Sverige AB, org. no. 556903-5487 ("Börsdata") and users of Börsdata's web service ("www.borsdata.se") ("the website") with associated services ("the Services"). By signing up for a membership, you accept these terms.

A user refers to anyone who uses Börsdata's website, both visitors with and without membership.
A free (Free) member refers to a user who has a free account but is not a paying customer.
A paying member/customer refers to users who have an ongoing Premium, Pro, Pro+, or Enterprise membership.

1. Membership Registration

To become a Member (Free) and Premium, Pro, Pro+ Member (Paying customer), registration of an email address and password is required. By registering, the member confirms that they are a natural or legal person and that the Member is over 18 years old.

It is not permitted for multiple people to share a membership, and professional investors are not allowed to use Premium, Pro, or Pro+. All professional users are referred to the Enterprise version.

It is free to create an account, but to access more services, the user must pay for a Premium, Pro, Pro+, or Enterprise membership. To become a member, payment is required (See "3. Payment").

2. Login Credentials and Password

Each user who registers on the website becomes a member and then has the opportunity to become a Premium, Pro, Pro+, or Enterprise member. Each user creates their own account with their email address, and the account is personal. It is not allowed to share login credentials with others.

Violation of this condition may result in immediate termination of the membership.

3. Payment, Termination, and Refunds

3.1 Payment Options for Premium, Pro, Pro+ Membership

There are two payment options for becoming a member at Börsdata: Subscription (See "Subscription") or Direct Payment (See "Direct Payment").

Subscription and Direct Payment cannot be used simultaneously. The user must cancel a subscription before selecting another payment option.

Payments for subscriptions are handled by NETS.
Direct payments are handled by NETS or PAYSON.

Börsdata does not store complete credit card information. Börsdata only saves the last 4 digits of the card number and expiration date, provided by the payment provider, to show users which card is registered. All card details are stored with the payment provider.

3.2 Subscription

If you choose to pay via Subscription, your membership will automatically be charged monthly until you cancel. Unless you cancel your membership before the monthly renewal date, you agree that the subscription fee for the next month will be charged to your payment method (See "Termination" below).

You can find information about your membership on our website by clicking on "My Page."

3.3 Subscription Billing

The subscription fee will be billed monthly to your Payment Method on the calendar day corresponding to the first day of your paid subscription. In some cases, the billing time may change, such as if your Payment Method could not be verified or if your paid subscription started on a date that does not exist in a given month. Visit our website and click on "Billing Information" on "My Page" to see your next payment date.

3.4 Payment Methods for Subscription

You can change your Payment Method by visiting our website and clicking on "My Page." If a payment cannot be processed due to an expired Payment Method, insufficient funds, or other reasons, and you do not update your Payment Method or cancel your account, we may suspend access to the service until we receive a valid Payment Method. For some payment methods, the issuer may charge you a foreign transaction fee or other charges. Check with your payment provider for more information.

3.5 Termination of Subscription

You can cancel your Subscription at any time. You will continue to have access to your membership until the end of your monthly billing period. Börsdata does not provide refunds or credits for partially used months. Go to "My Page" and follow the instructions to cancel the subscription. If you cancel your subscription, your account will automatically terminate at the end of your current billing period. To see when your account will be terminated, go to "My Page."

3.6 Direct Payment

Direct Payment (also called "Fixed Cost" / Prepayment) means that the user pays for a specified period at a fixed price. Direct Payment does not require active cancellation, and the service will automatically terminate after the payment period ends.

The user retains the account after the payment period ends. The account user can choose whether to renew the membership.

3.7 Refunds

Refunds may be granted in connection with a 14-day right of withdrawal after purchase or if the service has not been delivered to the user. The Member has the right to receive a refund of paid fees.

3.8 Price and Subscription Changes

We may change our subscriptions and pricing. However, any price changes or subscription modifications will take effect no earlier than 30 days after you are notified via email.

4. Information Delivery

The service consists of information delivered solely via the website.

5. Intellectual Property Rights

All financial information and all intellectual property rights, trademarks, graphics, and layouts on the website belong to Börsdata or Börsdata’s data providers.

Users have the right to download, process, and analyze data for private use without direct or indirect profit interests. Premium, Pro, and Pro+ members have the right to publish data without direct or indirect profit interests on blogs and social media in a limited scope.

Premium, Pro, and Pro+ memberships may not be used directly or indirectly for profit purposes.
Premium, Pro, and Pro+ may not be used by companies for analytical purposes.

Companies or users with a profit interest are referred to Börsdata’s Enterprise version, which is tailored for professional investors.

6. Private or Professional User

As a provider of market data from external suppliers to end users, we must determine each user’s status. By subscribing to Börsdata for personal use, you confirm that:

You use Börsdata only for personal use and not in your professional activities or for any organization.
You are not registered or licensed with any securities, commodity, or financial market regulatory authority in any country.
You do not perform work requiring registration or licensing with such an authority.
You trade only with your own or wholly owned company’s capital and do not use funds from any other person or organization.

If we or our data providers determine that you qualify as a "Professional" user, you may be required to pay the difference between your existing subscription and Enterprise, retroactively from the start date of your subscription.

7. Risks of Financial Instruments

Investments in financial instruments involve economic risk. There are no guarantees that capital invested in stocks and funds will generate profits. Börsdata is not responsible for investment decisions based on the financial information provided on the website.

8. Limitations of Liability

8.1

Börsdata provides financial information and technical solutions via the website to facilitate users in conducting their own analyses. Börsdata does not provide advice or buy-and-sell recommendations for individual stocks, the stock market in general, or other financial instruments. The service is based on objective facts and contains no assumptions or purchase recommendations. Each visitor or paying member makes their own assumptions and valuations, and therefore, Börsdata cannot be held responsible for investment decisions and their consequences resulting from the financial information provided on the website.

8.2

Historical and recent information and key figures on the website may vary significantly depending on the date selected for stock price calculations and daily fluctuating exchange rates. Visitors and members must consider these variations, as they impact the provided information and key figures.

8.3

Financial values and key figures can be calculated in multiple ways. A significant portion of the financial information and key figures on the website is directly affected by the calculation methods chosen for individual values, key figures, or methods. Therefore, it is not entirely accurate to compare financial information and key figures from the website with other financial sources that may use different calculation methods. Visitors and paying members must take this into account, and Börsdata assumes no responsibility for such discrepancies.

8.4

Börsdata continuously works to ensure the website is accurate, complete, and up to date. The basic information available on the website is sourced from publicly available annual reports and interim reports from listed companies. Börsdata cannot be held responsible for errors in these reports. During quarterly updates, Börsdata is entirely dependent on the quality and level of detail in interim reports, which vary significantly between companies. Therefore, Börsdata cannot be held responsible for any lack of information regarding certain financial values and key figures. Additionally, Börsdata has no control over or responsibility for delays in updating financial information and key figures on the website due to when companies choose to publish their latest annual and interim reports. Consequently, Börsdata's updates of financial information and key figures on the website are entirely dependent on listed companies' own reporting schedules.

8.5

Börsdata provides historical financial information and key figures for visitors and paying members on the website. It is important to remember that financial history and key figures are part of a comprehensive analysis for evaluating financial instruments such as stocks. However, they should not be used as the sole basis for making important decisions. Visitors and premium members must conduct a complete analysis and consider other critical factors that cannot be assessed solely through fundamental analysis and key figure valuation.

8.6

Börsdata is not responsible for technical failures caused by third-party bank cards or online banking services.

9. Force Majeure

Börsdata is released from its obligations to fulfill this agreement regarding historical financial information and key figures in the event of circumstances beyond its control. This includes but is not limited to war, natural disasters, labor market disputes, government decisions, increased costs, or comparable events that could not reasonably have been foreseen.

10. Amendments to Terms

Börsdata may, from time to time, make changes to these terms or services. Please review this information periodically to stay informed of any updates. If you continue to use the service after changes take effect, it means that you accept the modifications. The structure and features of the service on the website may also change without specific approval or notification.

11. Governing Law and Dispute Resolution

Disputes arising from the agreement between the Member and Börsdata shall be settled in accordance with Swedish law in a general court. When applicable under the rules of the National Board for Consumer Disputes (Allmänna Reklamationsnämnden), the Member has the option to first refer the dispute to the National Board for Consumer Disputes for review.

12. Personal Data

12.1

The User and Börsdata agree that the User is the data controller and that Börsdata is the data processor for all personal data that Börsdata processes to fulfill its obligations under this Agreement. The User shall ensure that all necessary measures have been taken (and will be taken on an ongoing basis when required) to ensure that Börsdata’s processing of such personal data complies with applicable data protection legislation, including the General Data Protection Regulation (EU) 2016/679 ("GDPR").

12.2

Börsdata needs to store user data to manage memberships and payments. The stored data includes the username, email address, and the IP address used at each payment. The username and email address are required for login and communication, while the IP address is necessary to comply with EU VAT regulations (MOSS).

12.3

Börsdata's website and databases are hosted by Microsoft Azure in Ireland.

Historical returns are no guarantee of future returns. An investment in securities/funds can both increase and decrease in value, and it is not certain that you will get back the invested capital. Always conduct your own analysis before trading securities.

Last updated: 2025-02-07